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Life Skills: Learn Personal Finance

Saving and budgeting · ‎Interest and debt · ‎Investments and retirement · ‎Taxes

This course is a Easy, Practical and complete guide to gain solid foundation on personal finances....

Learning the basics of personal finance from savings to budgeting and all in between will help you create a better future and minimize some of the risks. 

Very few courses or books are available online on personal finance..Most of them are either too complicated to understand or lack practical application in real life. 

You will also find worksheets on budgeting or tips about how to build savings on a dime. 

For more comprehensive wealth-building, such as retirement savings or other long-term goals, you may need a practical hands-on training. This course exactly does that.. If you have economic stress, if you want to know more about your personal finances, if you want a method to be followed to achieve your financial freedom...

This course is for YOU!

This course equip you the right set of tools and techniques to be wise with your personal finance.

What you'll learn (comprehensive outline):


Personal Finance Concepts

  1. Setting GOAL & GOAL Basis the Timeline: Short Term, Mid Term, Long Term
  2. Illustration of SMART GOAL
  3. Vivid Life Cycle & Life Stages
  4. Understand your Net Worth – Exercise
  5. How Positive and Negative Impacts you
  6. Calculate & Plan Expenses – Exercise
  7. Design your own House Hold Budget
  8. Is the credit card interest worth paying?
  9. Why do I spend more than expected?
  10. 20% Club
  11. Cash Flow Planning
  12. Cash Flow Planning – Exercise
  13. Rule of 6
  14. Decide which Bank is the Best 
  15. What happens, when the bank FAILS?


Rules of Personal Finance - The Easy Maths of Personal Finance.

  1. Rule of Double
  2. Rule of Triple 
  3. Rule of Quadruple
  4. Rule of Eight Times 
  5. Rule of 69
  6. Rule of 15


Behavioral Finance & Investing

  1. 2 Key Rules
  2. Why it is different for different people?
  3. What influences their behavior?
  4. Information Overload
  5. Overconfidence 
  6. Anchoring
  7. Loss Aversion
  8. Familiarity Bias
  9. Herding
  10. 9 Ticks of Behavioral Finance & Investing 


Risk Profiling & Asset Allocation

  1. Risk Profile Basis Age
  2. Risk Profile Basis Risk Profile
  3. Asset allocation
  4. Risk Return Trade off
  5. Risk Tolerance Matrix


Foundations of Investments & Investment Products

Key Concepts of Investing:

  1. Investment / Saving
  2. Interest
  3. Annual Percentage Rate (APR)
  4. Returns
  5. Inflation
  6. Risk
  7. Power of Compounding - The Super Power of Multiplier 
  8. Risk
  9. TEAR & PAT - The RISK
  • Stock / Equity / IPO
  • Mutual Funds
  • Precious Metals Investing : Gold, Silver & Precious Metals
  • Fixed Instruments
  • Bonds
  • ETF - Exchange Traded Funds
  • Small Saving Schemes
  • Insurance: Life and General Insurance
  • Derivative
  • Alternate Investments: Private Equity, Start-Ups, Cryptocurrency etc

Equity/Stocks and IPO - Initial Public Offer

  1. How to Identify Right Stocks?
  2. What do you need to Invest in Stocks?
  3. Why to Invest?
  4. How to Invest in Stocks: Price to Earning Ratio – P/E Ratio, Debt to Equity Ratio, Price to Book Value, Return on Equity – ROE, Current Ratio

Mutual Fund

  1. Key concepts: Units, Nav, Loads etc.
  2. 14 Types of Mutual Fund
  3. Options in Mutual Fund: SIP, SWP, STP...
  4. 12 Benefits of SIP Investing- Systematic Investment Plan
  5. 6 Things to avoid while investing in SIP

Real Estate investing

  1. Benefits of investing in Real Estate
  2. 4 cost associated with Real Estate
  3. 7 Variety of Real Estate
  4. 13 costly mistakes to avoid - investing in real estate

Gold / Silver or Precious Metal Investing

  1. 5 Easy ways to invest
  2. Risk associated with Investing in Precious Metal

 Fixed Investments, Bonds & ETFs

  1. Certificate of Deposit / Fixed Deposits Benefits

Bond :

  1. Various Basket of Bond : Government Bond, Corporate Bond, Municipal Bond, Zero Coupon Bond, Junk Bond
  2. Key Concepts: Par Value, Face Value, Coupon etc
  3. 5 Risk of Investing in Bonds
  4. Benefits of Investing in ETFs
  5. Risk of Investing in ETFs
  6. Small Savings Schemes: PPF, National Savings Scheme, Schemes for Senior Citizen


Cryptocurrency Investing

  1. How to Invest?
  2. What are the type of Cryptocurrency Investing?
  3. 12 Key Points to remember while investing into Cryptocurrency

 Insurance, Derivative & Private Equity

  1. Life Insurance
  2. General Insurance
  3. Complex Concepts Simplified - Derivative
  4. Types of Derivative
  5. Overview of Private Equity / Start-ups
  6. Common types of Private Equity
  7. How to Invest into Private Equity? 


Financial Planner & Robo-advisory

  1. Do you need Financial Planner?
  2. A Slice of Robo-Advisory
  3. Top Robo-Advisory

 


  1. Specific Goal Planning & Time Value
  2. Education, Dream Car, Dream Home, Savings for Retirement etc.
  3. Time Value : PV, FV, Annuity, Annuity Due
  4. Practical Exercises

 


Credit Facilities

  1. Home / Mortgage Loan
  2. Car Loan
  3. Personal Loan
  4. Education Loan / Study Loan
  5. Credit Card
  6. Is it worth to buy a property or rent it?
  7. Rule of 30%
  8. Rule of 2%
  9. 6 Credit cards – Deadly Mistakes
  10. 10 Ways NOT to be a Credit cards Defaulter
  11. Is it wise to take Personal Loan or Home Loan / Mortgage Loan?
  12. Is it wise to buy a Brand New Car?


Learn to be a Rock Star Expense Planner:

  1.  15 To Stop Sending On
  2. 122 Easy Ways to be a Rock Star Expense Planner - Exercise


Credit Rating, Credit Score & Credit Report

  1. Overview
  2. What is Credit Score Range?
  3. Credit Bureau
  4. Importance of Credit Score
  5. How to get Credit Score/ Report - Legally
  6. 7 Ways to Repair your Credit history
  7. Control Credit


10 Pro Tips to Memorize

Financial Apps (Software tools) for Android & iOS



Disclaimer: The information provided in this course should not be used as financial advise or recommendation, neither it should be viewed as a financial promotional or affiliation tool or advertisement nor it supports or endorse any tools or company illustrated throughout the course, should not be substituted for consulting a financial advisor, planner or allied professional in the applicable jurisdictions. This course outline the broad road map to manage your personal finance. The author or Skillshare disclaim the liability or any damage, risk, loss or obligations incurred directly or indirectly. The situation is dynamic and can change anytime due to various factors. The author is directly or indirectly or otherwise is not under obligation, risk or liability due to use of information given in this course.

Choose a pricing plan

Life Time Access: One-Time Fee

$45.99

Flexible Payment Option: Every 2 Weeks

$15.99
every 2 weeks

EMI Option: Pay in 6 Equal Installments

$9.99
per month for 6 months

Course curriculum

What people are saying

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I have learned a LifeSkill today! Managing money was always a challenge...but not anymore!

— Frank Uurella

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This course has been fantastic! Prakash did an amazing job not only by having a good harmony between illustration and 'DIY' practical exercises, but also by adding so much value to his compassion and clarity. This was one of the best courses I have ever taken. Looking forward to applying what I have come to learn. Undoubtedly, I will sign up for his future courses. Thank you for making my life amazing!

— Kenol Jules B.

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I loved the way he taught the class, broke every concept down and already had all of the excel formulas ready to use for us! Thank you, thank you, thank you!

— Moreno Jacqueline

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